Portfolio Value Update - January 2018

The first month of 2018 is in the books and it’s time for me to report my monthly progress. In January, the Canadian stock market started strong and continued to march higher, except for the last week. The last week of January, the markets tumbled. We saw a sharp sell-off and my portfolio lost about $1000 in just a few days. I have to admit that the correction was anticipated because of the rich valuations.  I’m in buying mode so any corrections are welcome because it allows me to buy cheaper shares. So why not?

Portfolio Value
As of January 31, 2018 my investment portfolio balance stood at $52,785.20. That’s an increase of $187.29 from last month. That’s a lousy increase because of the sell-off we had on the last week of the month. Still, a positive change is better than a negative.

Dividends
In January, I received a total of $240.83 in dividends vs $195.63 for the same period a year ago. That's an increase of $45.20 or 23% on year-over-year basis. The best part of dividend growth investing is no matter what the market does, the dividends are growing like a snowball that’s rolling off the mountain.

Contribution
In January, I contributed $700 of fresh capital to my TFSA account. I mentioned in the past that my contribution amount will be lowered in 2018 from $800 to $700 per month. This is because I want to equally spread out the purchasing power throughout the year. Had I continued to contribute $800/month to my TFSA account, I would have reached my limit before December.

Transaction
I made one transaction in January by purchasing more shares in Brookfield Property Partners. More details about this purchase in my previous post.

Online Income
Neobux: $21.37
LegerWeb: $4.50
Adsense: $10.96

Total income from online sources is $36.83. This is the area that I find it hard to maintain and keep growing.

My Neobux earnings are on autopilot, but in January there were fewer ads available. The LegerWeb earnings are based on the amount of surveys I do. I received fever surveys this month as well.

And my Adsense earnings are almost the same, but will be heavily affected as of next month. My YouTube channel will be demonetized because it will not meet the new criteria as of February 20, 2018. I will need to grow my channel to 1,000 subscribers in order to qualify for the YouTube Partner Program. I will be working on that this year.

19 comments:

  1. Great start to 2018 compared to 2017. Looks like the sell off from the end of last month is continuing but hopefully will be great buying opportunities.

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    1. Hey DD,

      Thanks for stopping by. Yup, the sell off is still on and it looks like it's getting stronger. I have no doubt that great buying opportunities are coming. The sell off could be triggered following the fall of the cryptos.

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  2. Well the sell of is good in a way. We get more stocks for the $ and hence more dividend income. As I have seen the market edge up .. I have been seeing my yield go down. There is always a silver lining. Congrats on an awesome start to 2018.

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    1. Thanks DG! I don't mind the sell offs as the market always seem to rebound and go higher. As long as we buy good companies with positive cash flows, we'll do fine.

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  3. Hi German, Thank you for the update. I'm curious about Neobux. Does it take much of a time commitment on your part? Any thoughts appreciated. Tom

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    1. Tom, advertisements on neobux reset at 9pm. So everyday I open my account at 9 or later and click on ads while I read or watch market news. Neobux takes about 10 minutes per day, depending on the ads available. But I do it while I do something else, this way I'm not wasting time.

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  4. Good to have that much online income! I think, the market is going down for the week. Time to buy?

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    1. Yes, time to buy. I think it's driven by cryptos collapse. Any stock purchase on the radar for February?

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  5. Nice start to 2018, German. I'd happily take your 23% YoY growth for January. I had to settle for under 7%, but I'll take it... growth is growth. Your portfolio balance continues to climb higher. You are certainly on the right track.

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    1. Thank you for your comment. As time goes on, my YoY growth will be in a single digit as well.

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  6. Awesome increase year over year!
    Keep it up and the portfolio will be 6 figures in no time!

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    1. That should take another 5 years unless the TFSA limit is increased each year.

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    2. This comment has been removed by the author.

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  7. Germ, Keep staying disciplined with steady contributions and that portfolio value will only continue to climb. Great work and good luck in February!.

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  8. Great start to 2018, I love the dividend increase. Keep up the good work.

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    1. Thanks man! I'm slowly approaching $250/month threshold.

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  9. Great start to 2018, German! $240.83 worth of passive income is impressive, and 23% yoy growth is really nice progress. It's awesome that you will be able to max out your TFSA. I look forward to keeping up with your progress this year. Keep it up!

    In January, I received a total of $240.83 in dividends vs $195.63 for the same period a year ago. That's an increase of $45.20 or 23%

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    1. Thank you RTC and welcome to my blog!

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