New Buy - Restaurant Brands International

Today I made my last purchase of the year. I always wanted to have an exposure to Tim Hortons and Burger King so I went ahead and purchased 11 shares of Restaurant Brands International, ticker QSR.TO on the Toronto Stock Exchange.

Restaurant Brands International is a multinational fast food holding company that was formed in 2014 when Tim Hortons and Burger King merged in a $12.5 billion deal. In 2017, RBI acquired Popeyes Louisiana Kitchen and became the fight-largest operator of fast food restaurants in the world. 

I bought 11 shares of QSR.TO for $71.70 per share. This is a new position in my portfolio. Eleven shares is not much, but I plan to add to this position later on, especially if the share price remains around $70 or less. I believe that QSR is a great holding company with great growth prospects.

The company pays a quarterly dividends in US currency and when converted to CAD dollars it comes up to 3% yield. Not a bad payout from a solid, growing business. It’s also worth mentioning that the dividend was doubled in March 2018 and I expect more dividend increases in 2019.

Dividend Payout Ratio
The current dividend payout ratio sits at 46% making it a safe investment for someone who relies on dividend income.

Ex-Dividend Date
The ex-dividend date for QSR is December 14, 2018 and the dividend payment is on January 4, 2019. By purchasing the shares today, I will receive my very first payout as early as next month. Right now is a good time to buy to get the dividend as early as possible.


That's it! That was my last purchase for this year. Let me know what you think of it.

Portfolio Value Update - November 2018

Portfolio Value
As of November 30, 2018 my investment portfolio balance stood at $62,184.00. Just like expected, the stock market held up pretty well in November, which contributed to positive return. My portfolio value increased by $486.00 from last month.

Dividends received in November 2018: $311.61
Dividends received in November 2017: $222.71
Year-Over-Year Dividend Growth: $88.90 or 40%
Year-To-Date Dividend Income: $2,943.92

Recent Purchase - Pizza Pizza (TSE:PZA)

Today I bought one of the most hated stock on the TSX. You probably guessed it, it’s Pizza Pizza Royalty. I want to build a solid position in Pizza Pizza and the recent slide from $12 to $9 opened up a new buying opportunity for me to buy more shares. So I bought 100 shares for $9.49 per share and called it a day.

When I think of Pizza Pizza, there could be a few reasons why the market doesn’t like it.
First: Minimum wage hike in Ontario from $11 to $14 – hurts the bottom line.
Second: Increased pizza prices – less traffic now.
Third: Payout ratio is 106%.

How to Make More Money with Adsense

A lot of bloggers, including myself, are using Google Adsense to make some money from ads. For a long time, I’ve been placing ads manually, in specific places of this blog. My manual ad placements didn’t perform very well because my ads never made more than a few bucks per month. But it all changed when I decided to switch to Auto-Ads.

Last week I logged in to my Adsense account and found out about the new feature called Auto-Ads. Auto-Ads is a cool feature and it’s easy to use. All you got to do is place an <html> code to your website and the program will decide on your behalf where to place ads. That’s why my ads are randomized every time you go to my blog. Sometimes these ads could appear in awkward places. 

Anyway, I’ve been testing Auto-Ads for a week now and I noticed that my stats have improved big time! And this is why I decided to share with you. Maybe this is something you would like to try as well and see if you start to earn more money from Adsense. Let me know if you try it. That would be very exciting if you could increase your adsense earnings. Because higher earnings means more moola in your pocket to buy stocks and increase your dividends.

Acura Update #3 – All Repairs Completed

Hey guys! Well here we go. All repairs are done and the car is ready to be plated.

I’m just missing the fog lights, but I will take care of that later. I’ll either get a set from the scrapyard, or I will just get the covers to cover the holes.

The quarter panel has been primed and painted and it came out really good and all body pieces were put back together.

Luckily, the existing bumper and fender were in repairable condition.

A new headlight was built from two headlights. We used the housing and the xenon ballast from the old headlight.

Also, the dent on the wheel was fixed and the car is back on its original 17” rims.