Portfolio Value Update - October 2019

Hello everybody. Welcome back to my blog. I hope you are doing well. The month of October flew by and it’s time to report my progress. Now that your sugar level is down from all the trick-or-treating sweets, let’s dive into the numbers.

Portfolio Value
In October, my portfolio value increased by $238 to $80,656.76. My stocks in general lost some value, but new money contribution and dividends helped my portfolio stay above $80K mark.

Dividends received in October 2019: $416.73
Dividends received in October 2018: $291.13
Year-Over-Year Dividend Growth: $125.60 or 43%
Year-To-Date Dividend Income: $3,478.14

This is the first time this year that I received over $400 in dividends. The dividend income was higher than usual due to a special dividend of $58 from Genworth MI Canada (MIC.TO). On an adjusted basis, the dividend income would have been around $350.


In October, I transferred $575 to my TFSA account. I will continue to contribute the same amount every month. My TFSA contribution limit will be reached by the end of this year.

In October, I purchased 11 shares of Bank of Montreal (BMO.TO). I have a separate post about that purchase, so if you missed it, go check it out.

AdSense Earnings
Adsense earnings from blog: $2.30
Adsense earnings from YouTube: $220.74
Total AdSense earnings: $223.04

Adsense earnings continue to grow on a monthly basis. Those who follow me for a while know that I have a YouTube channel. I have few videos related to the Holiday season, therefore the channel gets more traffic at this time of the year. Receiving over $200 from YouTube is awesome. That’s half the amount that I received from dividends, except that I didn’t have to invest any money into my channel, only my time filming the content and uploading.

Dividend Increases
If my memory serves me correctly, Diversified Royalty Corp (DIV.TO) and First National (FN.TO) increased their dividends. First National also announced a special dividend of $.50 in December. This is the third year the company is paying out a special dividend. A nice Christmas bonus!! Also, it’s important to note that DIV.TO finally bought into a new income stream. They bought a trademark of Nurse Next Door and I think that now their dividend will be fully funded by operating cash flow.

My Watchlist for November / December
Banks, banks, banks, and more banks. Apart from banks, I really like Restaurant Brands (QSR.TO) at $85 per share. Just a few months ago, shares were trading above $100. The last quarter came in really good. The company recorded impressive growth with Popeyes and Burger King. Tim Hortons disappointed, but I wouldn’t worry about it. I pass many TH daily, there are line-ups all the time.

My Acura CSX is Sold
If you recall, I was rear-ended a few months ago. Nothing major, just a cracked bumper and a dent on the trunk lid. Insurance took care of that. Everything was repaired professionally with OEM parts. Anyway, after the repair I decided to sell my Acura for several reasons:

  • The car is rare and parts are hard to find
  • It depreciates fast
  • Takes more gas than a civic
  • Too many gadgets I don’t need
  • Leather sits

My next car will be basic, economical, and practical. I’m looking into Toyota Yaris 2012-2014 hatchback. These little cars are bulletproof. If maintained right, they never break. I’m planning on diving a lot more to film YouTube videos, so Yaris would be the best candidate for the job. I wouldn’t want to rely on my Acura for all the driving.


That’s it for October update! Let me know what you think of my progress. Feel free to share your progress in the comment section below. Thank you for reading and take care!


  1. Wow just awesome German

    Congrats on a really impressive month. Great record with dividends, but that youtube income is just killing it man!

    whats the link to your holiday channel?

    Sorry to hear about your car, good luck finding a yaris. Remember if you are around these parts holler at me.

    Anyways just awesome, keep it up

    1. Thanks, Rob. The link to the video is here: https://www.youtube.com/watch?v=1yeH5hbP4TI

      This video literally took 5 minutes to film. No edits either, just added some joyful music and voila! My most popular video with least amount of effort.

      As for the car, I'm not looking for a rebuild. I'm looking for a clean record car with no previous body work. It will be hard to find a good one.

    2. wow thats awesome man. Nice vid. So many views and comments.. Everyone hating on the rich... haha

  2. Hey German your numbers are looking pretty darn good. Hope all is well with you! As a fellow DIV shareholder it was nice to see them add another royalty stream to fully fund that dividend. Keep up the great work! Any stocks on your radar to buy?

    1. Hey, Matt! Thanks for stopping by. Good for DIV because honestly, I was about to bail them out. I didn't like the fact that they were using reserve money to fund the shortfall for dividend payments. At this moment I like QSR. Haven't looked at other stocks yet. I was busy running around with other stuff. Catch you later!

  3. Wow $200+ on YouTube thats amazing! Congratz

    I'm still slowly working my way up, close to 150 Subscribers :)

    I uploaded a video recently from the Downtown Toronto Christmas Market

    1. That's a great progress! You have an advantage of living in Toronto. You can make lots of videos about the city itself. These videos will give a good exposure to your channel and will help you grow. Good luck!

    2. Good Idea! I'll be posting more videos from the GTA :)

      Channel is split between tech reviews / unboxing and travel related vidoes.

      I also uploaded a video of what the CN Tower fireworks looked like on Canada Day

    3. That's cool! I just subscribed to your channel to watch your videos :)

  4. Div increase will probably be next month- they announced Novembers would be the same I believe.

    That's a nice chunk of Youtube revenue as well! nice work.

  5. Your dividends came in at a nice clip for October. Congrats on that strong year over year increase. Good luck with the car search. Mrs. DivHut needed a new car last summer. She drove a 1997 Escort until we decided it was enough. The repairs became too frequent towards the end. Still... a very solid run 1997 - 2019 :)