Portfolio Value Update - November 2020

Portfolio Value
In November, my stock portfolio value increased by $11,858 and closed at $100,535. That was the biggest month-over-month increase of all time. All of the gains came from stocks appreciation. I did not add any new funds to my account. It feels good to finally hit a new milestone.


Dividends
Dividends received in November 2020: $418.76
Dividends received in November 2019: $370.01
Year-Over-Year Dividend Growth: $48.75 or 13.17%
Year-To-Date Dividend Income: $4,544.21

The dividend income came in slightly lower because I wasn’t paid by Northview Apartment REIT. The company was sold in November and I reinvested the money. It will take a few months for new dividends to properly reflect in my account. I wrote about this transaction in my previous post.

New Stock Purchases

Hey guys, today I will share my new stock purchases. I already mentioned in my previous post that I was waiting for funds to be deposited in my account following a bought deal of Northview Apartment REIT.

Northview Apartment (NVU.UN.TO) was purchased by a private company on November 3, 2020. I had 125 shares of NVU and received $4,531 from this transaction. The profit is $1,131 in 16 months, not including the dividends.

I had about $5,000 to buy new stocks; $4,531 from the sale and $500 from dividends that were accumulated in my account. I decided to invest in beaten-down energy stocks and one REIT.

As for energy stocks, I bought Pembina Pipeline (PPL.TO) and TC Energy (TRP.TO) and for the REIT I chose Artis REIT.

 

Portfolio Value Update - October 2020

Hey guys, welcome back to my blog. It’s time to report my October progress. October was a great month on all fronts. The stocks are doing just fine. My portfolio is flat month over month. Let’s dive into my numbers. 

Portfolio Value
In October, my stock portfolio value increased by $19 and closed at $88,677. So it’s pretty much flat month over month, but at least it’s not in the red. On the other hand, when stocks are down I just buy more. I did not buy any stocks in October, but I plan to move money around in November.


Dividends
Dividends received in October 2020: $434.91
Dividends received in October 2019: $416.73
Year-Over-Year Dividend Growth: $18.18 or 4.36%
Year-To-Date Dividend Income: $4,125.45

My dividend growth rate of 4.36% looks very small, but I can explain why it’s only 4.36%. Last year in October I received a special dividend of $58. This year I did not receive any special dividends, only the regular dividends. On an adjusted basis, excluding the special dividend, the growth rate would have been 21.23%. Now that looks better!

 

Portfolio Value Update - September 2020

Portfolio Value 

In September, my stock portfolio value increased by $528 and closed at $88,658. The stock market was volatile in September due to uncertainties about the second wave of the pandemic and the possibility of another lockdown. But, overall my portfolio came out on top, generating a slight growth. I did not add any cash, but I’m saving for next year’s TFSA contribution.


Dividends

Dividends received in September 2020: $428.27
Dividends received in September 2019: $363.00
Year-Over-Year Dividend Growth: $65.27 or 17.98%
Year-To-Date Dividend Income: $3,690.54

I couldn’t be happier about the dividend growth rate. My TFSA account is maxed out; therefore I only reinvest the dividends every three months. I’ve reached a level where I reinvest $1,200 every quarter from dividends alone.


AdSense Earnings
Adsense earnings from the blog: $0.52
Adsense earnings from YouTube: $623.24
Total AdSense earnings: $623.76

My AdSense earnings increased by 366% compared to last year from $133.74 to $623.76. My YouTube channel is now making more money than my stock portfolio. In September, my videos got 491.5K views and the channel gained 1.6K new subscribers. But it does come at a cost! I’m working on my channel pretty much daily. I film once a week and then I edit my videos every night when kids are in bed.


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That’s it for September update! Let me know what you think of my progress. Feel free to share your progress in the comment section below. Thank you for reading and take care!

I Spent All My Money on Bank Stock and now I'm Poor

Hey guys. A quick update on today’s purchase. The markets have been selling off lately so I decided to look for some deals, especially that I had over $1,200 accumulated from dividends in my TFSA account.

During the pandemic, it’s important to buy defensive stocks to be able to sustain any potential downturns. Generally, consumer staples, banks, utilities and tesla would be your best bet. Well, today I decided to beef up my banking sector.

I own most of Canadian bank stocks, but CIBC is my smallest holding compared to other banks. Therefore I decided to add to my CIBC position. I blew all of my cash ($1,200) on CIBC stocks. I bought 12 shares for $99.67 per share. My total position in CIBC jumped from 8 shares to 20 shares. How terrific is that. I feel like I can walk to any CIBC branch, tell them who I am, and ask for my dividend money.

And speaking of the dividends, since the stock price dipper under a $100, the bank is paying out a whooping 5.73%. This purchase will add $17.52 per quarter or $70.08 per year of passive income.